Justizia Law
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Car Finance.

Financed a car through PCP or a car loan? You might have paid more than you should have.

Start your claim Read the FAQs
/ Overview

Ever had a car on finance?

A recent investigation by the Financial Conduct Authority (FCA) found that lots of people in the UK have been hit with hidden charges on car loans, especially Personal Contract Purchase (PCP) deals. Approximately 8 out of 10 cars bought through these deals overcharged customers so dealers could pocket more commission.

We can help you claim compensation, on a No Win No Fee basis, if you weren't given the full picture about commissions, fees, or interest rates when your finance agreement was put together.

/ Frequently asked

Questions, answered.

01What is a car finance claim?+
A car finance claim involves seeking compensation if you believe you were mis-sold a car finance agreement. This can occur due to undisclosed commissions (fees you never saw but were charged) or irresponsible lending practices by the finance provider.
02How do I know if I can make a car finance claim?+
If you suspect you were not given full information about commissions, or feel the lender did not properly assess your ability to repay the loan, you may be eligible. Contact us for a free assessment of your case.
03How long does the claims process take?+
Duration varies based on the complexity of the case and the responsiveness of the lender. On average, claims can take several months to resolve.
04Are there any fees for making a claim?+
Our initial consultation is free. If we take on your case, we will explain any fees upfront — these are typically contingent on the success of your claim.
05Do I need a lawyer to make a car finance claim?+
While not mandatory, having legal representation can significantly improve your chances of a successful claim. Our team specialises in car finance claims and can guide you through the process.
/ Start your claim

Complete the form to start your Car Finance claim.

Free, confidential, no-obligation. Most assessments receive a response within 24 hours.

/ Car Finance Claim
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Tell us about you and the finance agreement(s) involved.

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